Debt-Check offers a variety of services designed to help any business with its collection based cash flow.  Click on any link to learn more about these much sought after services.

• Check Guarantee
• Check Verification
• Payroll Verification
• Check Collection
• Accounts Receivable
• Premium Subscriber Services

---

 

Check Guarantee	top
Through Debt-Check's Check Guarantee Program, our subscribers can feel confident when accepting all types of checks. Whether unfamiliar, low numbered, out of town, out of state, whatever the case, if Debt-Check gives the approval, our subscribers feel confident the check we're approving is as good as cash. Utilizing the third largest Nationwide database allows for such a comprehensive program. Electronic reimbursement to our subscribers speeds up reimbursement time and helps increase subscriber cash flow.
Check Verification	top
For those subscribers who want protection when accepting a check, but don't feel guarantee is for them, Debt-Check offers our National Database   through which our subscribers can verify checks. When verifying a check,  we not only tell you if this person is a know bad check writer, we'll   tell you how many bad checks the person has in the system and what dollar amount those checks total. We can also prevent RUNS on our merchants, by monitoring the number of checks the check writer is writing to you and other subscribers, warning you of excessive check writing to you and others. By doing this, you are made aware of possible fraud. In addition, Debt-Check can regulate the number of checks and dollar amount a subscriber wants to accept from a check writer in a given period of time.
Payroll Verification	top
Some merchants cash payroll and other types of checks. Through our  Check Cashing Program, a Debt-Check subscriber can feel more confident when cashing checks. Debt-Check monitors the number of Payroll or other types of checks a person is cashing during a certain period. If a person attempts to cash more checks than the number allowed during a certain period, Debt-Check will warn the subscriber by displaying on the terminal the number of checks this person has cashed during the certain period.
Check Collection	top
There are many reasons for the success of Debt-Check's Check Collection Program. In addition to our professional, courteous team of collectors and sophisticated computer system, Debt-Check has several advantages when collecting checks. We report unpaid returned checks to three National Databases. Reporting ensures check writers who refuse to pay their checks will be declined at the point of sale at most major national retailers including Wal-Mart, K-Mart. Bad check writers cannot open a new checking account in 85% of the financial institutions in the United States until their obligation to our subscriber is paid in full. After a set period of time, if a check is unpaid, Debt-Check has the legal authority and ability to debit a check writer's account for the face value of their returned check. Thus getting our subscriber's money much faster. All these attributes combined,  make for a complete and effective collection program, all at no cost to our subscriber.
Accounts Receivable	top
Our A/R subscribers often tell us we work their accounts longer and more intensely than other agencies they've used in the past. The reason for these type comments from our subscribers is, we believe in Patience, Persistence, and Perseverance. Handling collection accounts is a delicate process by which how often an account is called, the time of day it is called, and the manner in which the debtor is handled, is extremely important to a collector's success. Debt-Check holds very high subscriber retention. Debt-Check subscribers are accustomed to a higher rate of collection, great subscriber communication and attentive customer service. Whatever level of "service" a subscriber requires, we attempt to go beyond their expectations.
Premium Services to Subscribers	top
We offer a variety of task specific services to our Accounts Receivable subscribers including;  Customized Statements Quick Acknowledgment Coming soon:   Remote access to accounts from subscriber's location Remitting collections via: web site, email, download file, fax, or snail mail Status reports on demand or regularly A/R consultation and evaluation A/R staff training