Debt-Check offers a variety of services
designed to help any business with its collection based cash flow.
Click on any link to learn more about these much sought after services.
Through Debt-Check's Check Guarantee Program, our subscribers
feel confident when accepting all types of checks. Whether
unfamiliar, low numbered, out of town, out of state, whatever
the case, if Debt-Check gives the approval, our subscribers
feel confident the check we're approving is as good as cash.
Utilizing the third largest Nationwide database allows for
such a comprehensive program.
Electronic reimbursement to our
subscribers speeds up reimbursement
time and helps increase subscriber cash flow.
For those subscribers who want protection when accepting a
check, but don't feel guarantee is for them, Debt-Check offers
our National Database through which our
subscribers can verify checks. When verifying a check,
we not only tell you if this person is a know bad check
writer, we'll tell you how many bad checks the
person has in the system and what dollar amount those checks
We can also prevent RUNS on our
merchants, by monitoring the number of checks the check writer
is writing to you and other subscribers, warning you of
excessive check writing to you and others. By doing this, you
are made aware of possible fraud. In addition, Debt-Check can
regulate the number of checks and dollar amount a subscriber
wants to accept from a check writer in a given period of time.
Some merchants cash payroll and other types of checks. Through
our Check Cashing Program, a Debt-Check subscriber can
feel more confident when cashing checks. Debt-Check monitors
the number of Payroll or other types of checks a person is
cashing during a certain period. If a person attempts to cash
more checks than the number allowed during a certain period,
Debt-Check will warn the subscriber by displaying on the
terminal the number of checks this person has cashed during
the certain period.
There are many reasons for the success of Debt-Check's Check
Collection Program. In addition to our professional, courteous
team of collectors and sophisticated computer system,
Debt-Check has several advantages when collecting checks.
We report unpaid returned
checks to three National Databases. Reporting ensures check
writers who refuse to pay their checks will be declined at the
point of sale at most major national retailers including
Bad check writers cannot open a
new checking account in 85% of the financial institutions in
the United States until their obligation to our subscriber is
paid in full.
After a set period of time, if
a check is unpaid, Debt-Check has the legal authority and
ability to debit a check writer's account for the face value
of their returned check. Thus getting our subscriber's money
All these attributes combined,
make for a complete and effective collection program, all at
no cost to our subscriber.
A/R subscribers often tell us we work their accounts longer and more
intensely than other agencies they've used in the past. The reason for
these type comments from our subscribers is, we believe in Patience,
Persistence, and Perseverance. Handling collection accounts is a delicate
process by which how often an account is called, the time of day it is
called, and the manner in which the debtor is handled, is extremely
important to a collector's success. Debt-Check holds very high subscriber
retention. Debt-Check subscribers are accustomed to a higher rate of
collection, great subscriber communication and attentive customer service.
Whatever level of "service" a subscriber requires, we attempt to go beyond
Services to Subscribers
We offer a variety of task specific services to our
Accounts Receivable subscribers including;
- Customized Statements
- Quick Acknowledgment
- Coming soon: Remote access to accounts from
- Remitting collections via: web site,
email, download file, fax, or snail mail
- Status reports on demand or regularly
- A/R consultation and evaluation
- A/R staff training